Find Your Right Fit

If you’re looking for a mortgage that fits your needs, Sobey Mortgages is here to help. We offer advice on a variety of mortgage products and services to meet your individual needs. Whether you’re buying a home, remortgaging, or looking for investment property, we can help you!

Your property may be repossessed if you do not keep up repayments on your mortgage.

What Can We
Do For You

Our mortgage experts have access to a wide range of lenders, including direct access to specialised mortgage providers who offer solutions for quirky situations and poor credit histories.

First Time Buyer

Step onto the property ladder with our expert help.

If you’re a first time buyer, the home buying process can seem daunting. At Sobey Mortgages, we have a team of experts who are dedicated to helping first time buyers through every step of the process. We’ll help you find the right mortgage for your situation and make sure you understand each key milestone within the process. We are also be here to answer any questions you have along the way. Buying your first home is a big investment but that is why we’re here to help make it as easy and stress-free as possible.

Moving Home

Secure your home with stress-free mortgage advice.

If you’re looking to move home and need a mortgage, Sobey Mortgages can help. We provide advice on a range of mortgage services designed for home movers, so you can find the right one for your needs. Our team of experienced mortgage advisers will work with you to find the right mortgage product and lender for your circumstances. We’ll also provide ongoing advice throughout the process, so you can be confident that everything is taken care of.

Remortgage

Switch your mortgage to suit your changing needs.

If it is time to consider remortgaging your home, Sobey Mortgages is here to help. We have access to a wide range of mortgage products and services that could save you money and help you reach your financial goals. We understand that every customer’s situation is unique, so we take the time to get to know you and your needs. We’ll work with you to find the right remortgage product for your individual circumstances. If you’re looking for a hassle-free way to remortgage your home, look no further than Sobey Mortgages.

Buy to Let

Start out in the rental market or expand your portfolio.

If you’re looking to invest in the property market, Sobey Mortgages are here to help! We offer a dedicated and professional buy to let service to ensure each client gets the right mortgage agreement for their situation. Whether you are new to the investment market or want to add to your buy to let portfolio.

Life Insurance

Life insurance options can give you the peace of mind knowing that your family will be taken care of financially.
At Sobey Mortgages, we understand that protecting your home and loved ones is important to you. That’s why we offer advice and guidance when it comes to life insurance options when taking out a mortgage. Life insurance options can give you the peace of mind knowing that your family will be taken care of financially if something happens to you.

Income Protection

At Sobey Mortgages, we can provide advice on a range of of income protection options to suit your needs.

Income protection could be one of the most important types of insurance you can have. It gives you peace of mind knowing that your family will be taken care of financially if something happens to you and you’re unable to work. At Sobey Mortgages, we can provide advice on a range of of income protection options to suit your needs. We’ll work with you to find the right policy for your circumstances and make sure you’re fully protected in the event that you’re unable to work.

Home Insurance

We offer advice on comprehensive home insurance coverage to protect your investment.
At Sobey Mortgages, we understand that your home is one of your most valuable assets. That’s why we offer advice on comprehensive home insurance coverage to protect your investment. Home insurance policies are designed to cover a variety of risks, including fire, theft, and weather damage. They can also offer coverage in the event that someone is injured in or on your property.

Critical Illness

Critical illness insurance can be a vital safety net for families. It can help pay for out-of-pocket medical expenses and more.

Critical illness insurance can be a vital financial safety net for families. It can help pay for out-of-pocket medical expenses, make up for lost income, and cover essential living expenses. A critical illness policy pays a lump sum of money to policy holders if they are diagnosed with a covered condition. The benefit can be used to help pay for costs associated with your treatment and it can also help cover other costs, like mortgage payments or childcare.

Your property may be repossessed if you do not keep up repayments on your mortgage.​

Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority.

Why Choose
Sobey Mortgages

Sobey Mortgages provides expert mortgage, protection and insurance advice. Our advisers at Sobey Mortgages will get to know your individual circumstances, establish what your goals are and what the right mortgage and protection arrangements are for you.

Our team of experienced mortgage professionals is dedicated to providing personalised service and attention. We’ll work with you one-on-one to find the right mortgage product to suit your unique situation. We understand that no two customers are the same, so we’ll take the time to get to know you and your financial goals.

Sobey Mortgages is a trading name of Just Mortgages Direct Limited and Sobey Mortgages is the name under which we carry out these services.

Sobey Mortgages is not a business in its own right, it is part of Just Mortgages Direct Limited, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited. Just Mortgages Direct Limited was set up in 1989 and has been part of The Openwork Partnership since 2016.

The Openwork Partnership is one of the UK’s largest Financial Advice networks, with over 4,500 advisers and in excess of 700 appointed representatives based throughout the UK.

Julian Sobey
"We’ll work with you one-on-one to find the right mortgage product to suit your unique situation."
Julian Sobey
Mortgage and Protection Adviser
Sobey Mortgages is a trading name of Just Mortgages Direct Limited and Sobey Mortgages is the name under which we carry out these services.

Sobey Mortgages is not a business in its own right, it is part of Just Mortgages Direct Limited, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited. Just Mortgages Direct Limited was set up in 1989 and has been part of The Openwork Partnership since 2016.

The Openwork Partnership is one of the UK’s largest Financial Advice networks, with over 4,500 advisers and in excess of 700 appointed representatives based throughout the UK.

How Much Could You Borrow?

Feel free to use the mortgage calculator to work out how much you could borrow based on interest, down payments and term lengths.

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage.

Your property may be repossessed if you do not keep up repayments on your mortgage.​

mortgage calculator

Reviews

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Nicole Tomlinson profile picture
Nicole Tomlinson
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I don’t think we could have chosen better. We’ve had many issues during the buying process and in total it’s taken 15 months but with all the issues mortgage related, Julian has ensured every-time that it was sorted with the least stress to us possible. With all the amendments needed, and new properties we changed to (due to gazumping) he has genuinely made this process so easy. We will be back again when our mortgage is up for renewal. Genuinely a lovely person and finally someone to trust knowing all the… not so trustworthy people and trades out there. Thank you for all your hard work and making the experience with the mortgage the easiest it could be!
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Jamie Ellis profile picture
Jamie Ellis
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Julian helped me and my partner purchase our first home and was extremely helpful and patient throughout the whole process, I cannot recommend him enough it literally wouldn’t have happened without him.
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Kirsten Davis profile picture
Kirsten Davis
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Julian was incredibly helpful and explained everything and even looked for the best prices and quality in everything for me.
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jack garner profile picture
jack garner
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Couldn’t recommend Julian enough! He was easy to access by text whenever we had any questions. He took the time to explain everything about buying a house and made it all a breeze for us. 100% go with Sobey mortgages. Thankyou Julian - we appreciate you!
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Melissa Bellamy profile picture
Melissa Bellamy
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We have used Sobey Mortgages for the second time, excellent service. We would not go elsewhere. Thanks Julian.
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Ben Limbrick profile picture
Ben Limbrick
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I have not worked with a morgage advisor as committed as Julian before, he really went above my expectations helping across the function groups to make our lives easier! I could not recomend him more if you are looking to move.
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Becky B profile picture
Becky B
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I accidentally came across Julian when he was supporting the Estate Agents I was working with and I am so grateful for that introduction! Julian has been fantastic, super quick responses, nothing was ever too much, kind, friendly and understanding and he really cared about ensuring the outcome was as I had wished. When I was struggling directly with the provider, Julian took away all the stress and worked his magic to get a quicker response than would have been possible with the lender directly. I would highly recommend Julian to anyone!
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Dora Zielinski profile picture
Dora Zielinski
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Great service, very helpful and knowledgeable. Thank you again ;)
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Marius Radulescu profile picture
Marius Radulescu
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I had a great experience working with Julian as my mortgage advisor. From the very beginning, he was professional, responsive, and always available to answer any questions I had. He made the whole process feel much simpler and less stressful, guiding me clearly through each step and making sure everything stayed on track. I really appreciated how approachable and supportive he was throughout — especially during the final stages, where things can get quite stressful. His communication was excellent and I always felt confident that everything was under control. I would highly recommend Julian to anyone looking for a reliable and knowledgeable mortgage advisor. Thank you again for all your help!
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A Storer profile picture
A Storer
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Julian helped us with our remortgage. He was professional and organised. He provided a great service. No question was too much and he responded quickly to any queries we had. He worked well around our busy work and family life. Would definitely recommend and we can’t thank you enough!

Contact Us

Fill in the form below to get in touch with our team. Please fill in your message with as much detail as possible to help our team formulate a swift response and solution. Expect to hear back from us within 24 hours.

Email:

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Address:

115a Scrooby Rd,
Bircotes,
Doncaster
DN11 8JN

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    Sobey Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.

    The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

    Approved by The Openwork Partnership on 27/08/2026.

    Just Mortgages Direct Limited Registered Office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD. Registered in England No. 2412345

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